Financing
Third-party patient financing is available. This practice does not lend, does not service any loan, and receives no portion of any interest charged.
The desk where the total gets written down. Every plan leaves with a figure on it.
- Lenders
- 2, both third-party
- This practice lends
- Nothing, and services no loan
- Of any interest charged
- We receive no portion
Short-term plan through a third-party lender
Example: a treatment plan spread across six to twelve months.
Some lenders offer a promotional period during which no interest accrues if the balance is cleared inside it. Whether that applies to you, and at what rate the balance accrues if it is not cleared, is set by the lender at approval.
Longer-term plan through a third-party lender
Example: a larger plan spread across twenty-four to sixty months.
Longer terms carry interest from the outset in most cases. The annual percentage rate depends on the lender's assessment of your application, and the total amount repaid over the term is higher than the treatment price.
What we do not do
- We do not lend, we do not service any loan, and we receive no portion of any interest charged on one.
- We do not run a credit application at the front desk while somebody is deciding whether to have a treatment. If financing is part of your plan, that happens before the appointment and away from us.
- We do not increase a treatment plan because financing was approved for more than the plan costs. The plan is set at the exam and it does not move afterwards.
- We do not offer in-house payment plans or store any card for installments. The only recurring charge this practice takes is a membership, and its terms are on the memberships page.
Get the total first
Financing is a question about how to pay for a plan. The plan comes first, at the consultation, in writing.